Last revised September 10, 2014
  

1. Binding effect of the terms of use

By accessing the LGT website, you accept the legally binding effect of the following terms of use and legal notice (hereinafter referred to as the “terms of use”). If you do not consent to them or are subject to access restrictions, you should refrain from accessing the LGT website.

LGT reserves the right to amend these terms of use from time to time. You should therefore check on a regular basis or each time you access the LGT website whether they have changed and, if appropriate, whether you also consent to the new version. You will find the date on which they were revised at the beginning of these terms of use.

2. Access restrictions

When accessing the LGT website, you must comply with the applicable legal provisions and observe any local restrictions. In particular, the information, data, texts, graphics, images, video clips and other publications (hereinafter referred to as “information”) on the LGT website are not intended for persons from countries where access to and the dissemination of such information or websites would require prior registration, authorization or approval by LGT. Furthermore, the LGT website may not be accessed nor may information on the LGT website be retrieved by persons who, due to their place of residence, nationality or other reasons, are subject to a legal regime under which accessing such information or websites is unlawful.

Persons to whom such restrictions apply may not access the LGT web pages. Please consult the relevant laws and restrictions in effect at your place of residence and applicable to you in advance.

3. Not a recommendation, not an offer

All information provided on the LGT website is for information purposes only. In particular, the information constitutes neither a recommendation, an offer or a solicitation to buy or sell securities, financial instruments or other investment products (hereinafter referred to as “investments”) or to effect or enter into transactions (hereinafter referred to as “transactions”) nor an advertisement for products or services. The information is not an aid to be used in making decisions about financial, legal, tax or other advisory matters; nor is it a suitable and sufficient basis on which to make decisions about investments or other transactions. Therefore, it does not replace the advice provided by a qualified professional.

Unless expressly stated or agreed otherwise, LGT does not accept instructions issued through the message box or by e-mail.

4. No guarantee of the information’s topicality, accuracy or completeness

Market and investment reports and other publications on the LGT website are based on sources of information that LGT considers to be reliable. Nevertheless, LGT cannot vouch for the content of the information; nor can the information be regarded as a full account or summary of the investments, transactions, markets or developments mentioned therein. The content may change at any time or be based on incorrect third-party information. Therefore, LGT does not guarantee or accept liability for the accuracy, completeness or topicality of the information.

5. Investment performance

The value of investments may rise or fall at any time. Positive performance in the past is therefore no guarantee of positive performance in the future. In addition, investments in foreign currencies are subject to currency fluctuations. There is a possibility that investors may not receive back any or all of the amount they invested. Furthermore, potential investors should find out about the possible tax consequences of purchasing, owning and selling investments at their place of residence and, if necessary, obtain advice at their place of residence.

6. Linked websites

LGT has no influence over the layout or content of the websites of other operators (hereinafter referred to as “third-party websites”), even if they are linked to the LGT website or contain links to the LGT website. Therefore, LGT cannot accept responsibility for the accuracy, completeness, topicality or legality of the content of third-party websites or for any information, offers or services contained on them. Responsibility and liability for linked third-party websites lie with the operators in question.

Links from a third-party web page to an LGT web page require LGT’s prior written consent.

7. Services of third-party providers

Social media are services with websites that are operated by third-party providers and therefore neither belong to nor are managed by LGT. LGT’s social media sites are a service provided without making any guarantee that the services will always be accessible, function properly or be suitable for particular purposes. LGT cannot control, confirm, influence or monitor the user comments or activities that result from LGT articles being forwarded by users to services of third-party providers or elsewhere. Information relating to business relationships with clients may not be communicated through social media. In addition, LGT does not accept responsibility or liability for data protection compliance by third-party service providers or operators of third-party websites linked through the services.

8. Amendments or additions to the information

LGT reserves the right to amend or add to the information provided or to remove some or all of the information at any time without prior notification. However, LGT is not obligated to delete out-of-date information or to expressly indicate it as such.

9. Rights of ownership

All rights and titles to the LGT website and the information and programs contained on it (proprietary rights, copyrights, trademarks, logos, patents, further intellectual property rights and other rights) are owned by LGT or the holder of the right in question. Individual pages and/or sections of the LGT website may only be stored or printed out for private and internal purposes and provided neither the copyright notices nor the other designations protected by law are removed. Even after information or programs have been stored, printed out or otherwise used, all rights remain with LGT or the holder of the right in question. The reproduction (in full or in part), in particular the use of texts, sections of text or image material, transfer (electronically or by other means), modification, linking or use of the LGT website for public or commercial purposes requires LGT’s prior written consent.

The content and rights of third parties are marked as such. Their proprietary, patent, trademark, ownership or other protective rights must also be protected. The third parties’ consent or appropriate authorization is usually required in order to be able to use third-party content.

10. Significant interests

LGT and/or the members of its boards of directors, its managers and its employees may have or have had shares or positions or traded or acted as market makers in titles mentioned on the LGT website. Furthermore, such legal entities or natural persons may have or have had a relationship with entities mentioned on the LGT website, provide or have provided corporate finance or other services to those entities, or have or have had a seat on their management board.

11. No liability (exclusion of liability)

LGT expressly disclaims all liability for direct or indirect losses (including lost profits), damage, liability claims, receivables, costs or consequential damage that result from the use of or access to the LGT website or from links to third-party websites or that may occur due to information being retrieved on the LGT website. This also applies to liability as a result of negligence, even if LGT was informed about the possibility of such consequences.

LGT also disclaims all liability for any kind of manipulation of the user’s IT system. It specifically draws attention to the risks of viruses or other harmful programs and to the possibility of hacking attacks. It is highly recommended, therefore, that you use the latest browser versions and anti-virus software.

12. Data protection and security during data transfer

Please read the data protection notice, which informs you about how LGT handles personal data and about data security on the Internet.

13. Severability clause

Should one or more provisions of these terms of use be invalid, unlawful or ineffective, the text as a whole shall remain binding.

14. Inconsistent provisions

Certain web pages or sections of the LGT website may contain additional notices, statements, terms or provisions (hereinafter referred to as “provisions”). In the event of an inconsistency between these terms of use and the provisions, the provisions for the web pages or sections in question shall take precedence.

15. Applicable law and jurisdiction

The user’s access to the LGT website, the use of the LGT website and these terms of use shall be subject to Liechtenstein law. Vaduz shall be the exclusive place of jurisdiction.

 

Data protection notice - © LGT – All rights reserved

 

Last revised September 10, 2014
  

1. About the data protection notice

LGT welcomes your visit to and interest in this website (hereinafter referred to as the “LGT website”). This data protection notice (hereinafter referred to as the “notice”) describes the processing of personal data in connection with the LGT website as well as the directly related data processing. In this context, the legal provisions in effect in Liechtenstein apply.

LGT reserves the right to amend this notice from time to time. You should therefore check on a regular basis or each time you access the LGT website whether it has changed and, if appropriate, whether you also consent to the new version. You will find the date on which it was revised at the beginning of this notice.

By accessing the LGT website, you consent to this notice. If you do not consent to this notice, you should refrain from accessing the LGT website.

Please also read the terms of use and legal notice as well as the special legal notices informing you about the conditions subject to which the LGT website may be used.

2. What are personal data (hereinafter referred to as “personal data”)?

Personal data are all items of information relating to a person who has been or can be identified from the data. In connection with websites, this includes the person’s name, e-mail address, telephone number and IP address.

3. Which personal data is recorded and for what purpose is it used?

The LGT website uses cookies in order to obtain information about its use. Cookies are small files that are stored on your computer. Cookies store settings that you apply on the LGT website (e.g. the country of residence you select) so that certain information does not need to be re-entered when you visit the LGT website again. You can block the use of cookies by applying the appropriate settings in your Internet browser and deleting any cookies set by the LGT website. By refraining from taking these steps, you consent to the use of cookies when accessing the LGT website. For data protection reasons, the following access data is also stored: log files, IP address, date and time of access, name of the file retrieved, access status, page from which access is gained, top-level domain, web browser used, operating system used. This data is protected against unauthorized access and is not disclosed to third parties outside LGT Group. LGT uses such data anonymously only and solely for statistical purposes, for technical analyses, for the purposes of fine-tuning the server infrastructure, to determine how often the website is accessed (e.g. at what times of the day) and to be able to draw conclusions that will enable its user-friendliness and functionality to be improved. If personal data (in particular name, e-mail address, IP address) needs to be processed in order for a person to be able to use the LGT website, the personal data is used for authentication purposes only and stored on a data carrier in Liechtenstein.

Personal data that you enter into the relevant text or search fields on the LGT website is also stored and processed. This data is used according to their intended purpose.

If, in specific cases, your express consent is required in order to process data, you will find a note to that effect in the place concerned.

The LGT website may be linked to the websites of other operators or to content on the websites of other operators. LGT has no influence over the websites of other operators (hereinafter referred to as “third-party websites”) and therefore cannot accept responsibility for the accuracy, completeness, topicality or legality of the content of third-party websites or for their data processing practices. Therefore, please also note the data protection notices of the third-party websites in question.

Data transfer over the Internet may not be entirely secure. Therefore, it cannot be guaranteed that personal data will be fully protected (e.g. against access by third parties).

4. To whom are your personal data passed on?

Personal data collected on the LGT website is not passed on to third parties outside LGT Group except where - in the place where the data is entered, you expressly consent to the data being passed on; - LGT is legally obligated to disclose the data (e.g. to government institutions, authorities, courts); or - the data is processed on LGT’s behalf by a service provider that was contractually obligated to treat the data confidentially.

5. How is your personal data protected?

On the LGT website and in the course of the directly related internal data processing, appropriate technical and organizational measures are taken to protect the recorded data against loss, unauthorized access or misuse.

Irrespective of the measures taken by LGT to protect the data, you must be aware of the fact that data transfer over the Internet is uncontrolled and across borders (this applies to both websites and e-mail services). Even if the sender and recipient are in the same country, data may be transferred across borders. Therefore, LGT cannot guarantee that data transferred over the Internet will be treated confidentially. If you disclose personal data over the Internet, you must be aware of the fact that third parties are able to access this information and read, change, falsify, monitor, destroy or misuse the data. Furthermore, data transfer may be delayed or the data may be lost during transfer. Additionally, third parties could draw conclusions about existing business relationships. Therefore, LGT cannot accept responsibility for the security of your data during transfer over the Internet and rejects all liability for direct and indirect damage. For data protection and security reasons, you are advised to contact LGT using other, secure means of communication.

6. Where and for how long is personal data archived?

The systems required for data processing are located in Liechtenstein. The data you enter is kept for as long as its intended purpose requires.

7. What are your rights?

 
Information

You have the right to request information, in writing and free of charge, about the personal data processed in relation to yourself. Any requests for information should be sent together with proof of identification to the data protection officer at the address given in Section 8.

Following receipt of your request for information, information will be provided to you within the statutory period of 30 days. It may be refused, restricted or delayed if the law or what are predominantly our own or third-party interests so require.

The request for information may be combined with a request for data to be corrected or deleted.

Corrections or deletions

You have the right to request, in writing and free of charge, that personal data processed in relation to yourself be corrected or deleted if it is incorrect or wrongly processed. Any requests for data to be corrected or deleted should be sent together with proof of identification and the reasons for the request to the data protection officer at the address given in Section 8.

Your request for data to be corrected or deleted will be processed within a reasonable period of time following receipt and its completion subsequently confirmed to you.

It may not be possible to delete data due to legal provisions governing data processing, in which case LGT will only continue to process the data concerning yourself to the extent necessary to fulfill statutory data processing obligations.

Objections or revocations

You have the right to object, in writing and free of charge, to the processing of some or all of the data concerning yourself or to revoke your consent to the data being processed. Any objections or revocations of consent should be sent in writing to the data protection officer at the address given in Section 8.

Your objection or revocation of consent will be confirmed to you following receipt and the data concerned will subsequently cease to be processed.

It may not be possible to file an objection or revoke consent due to legal provisions governing data processing, in which case LGT will only continue to process the data concerning yourself to the extent necessary to fulfill statutory data processing obligations.

Blocks

You have the right to have the data concerning yourself blocked from being passed on to third parties. Any blocking requests should be sent in writing together with proof of identification to the data protection officer at the address given in Section 8.

Your request for data to be blocked will be processed within a reasonable period of time following receipt and its completion will be subsequently confirmed to you.

It may not be possible to place a block on data due to legal provisions governing data disclosure, in which case LGT will only pass on the data concerning yourself to third parties to the extent necessary to fulfill statutory data processing obligations.

8. How can you contact LGT about data protection?

Please send any questions about data protection and data processing in writing to:

Data protection officer
LGT Bank Ltd.
Herrengasse 12
P.O. Box 85
FL-9490 Vaduz

 

Data protection notice - © LGT – All rights reserved

1. General

By using the LGT web pages, you confirm that you have read, understood and accepted both the general legal information and this special legal information. These legal provisions apply to all information provided electronically by LGT and may be amended at any time and without prior notice. If you are not in agreement with the general legal information and with this special legal information, we would ask you to refrain from accessing the web pages. Any special agreements concerning individual LGT products and services apply in addition to these legal provisions; however, if there is a conflict, the special agreements take precedence.

User access, use of the pages, the general legal information and this special legal information are governed by Liechtenstein law. The exclusive place of jurisdiction is Vaduz. 

2. Not a recommendation or an offer

The information, expressions of opinion, products, data, services, tools and documents included or described on these web pages ("content of the web pages") are for information purposes only and do not represent an advertisement or a recommendation, an offer or an invitation to subscribe (or purchase) or redeem (or sell) units, to effect a transaction or to conclude any kind of legal transaction.

The collective investment schemes mentioned on this website are not suitable for all investors. The information provided on the website does not represent a financial, legal, tax and/or other kind of recommendation. Investment decisions or other decisions should not be made solely on the basis of this document. In particular, you should not undertake investments before you have read the relevant fund contract and/or legal prospectus, the annual and semi-annual reports, the articles of association (if applicable) and all other documents which are required by local legislation or regulations in the jurisdictions or countries in which the relevant collective investment scheme is authorized or allowed for public distribution, offer or sale.

In order to ascertain whether an investment in units of a certain investment fund is in line with your specific needs and risk expectations, we recommend that you contact an independent financial advisor. We also recommend that you consult an independent tax advisor in order to find out, with respect to your personal circumstances, about the tax rules connected with a specific investment in your jurisdiction.

3. No guarantee

The content of the web pages may be changed at any time and without prior notice. LGT provides no guarantee and gives no assurances of any kind (including towards third parties) of the accuracy, correctness, completeness and up-to-date status of the content of the web pages. In particular, LGT is not obliged to remove any outdated information from the web pages or to expressly mark it as being outdated. Onward distribution of the content of the web pages and reproduction thereof, completely or in excerpts, are not permitted.

All data available through these web pages, including, amongst other things, financial market data, price data, reports, research or other financial information, are based on sources which were deemed reliable and carefully selected. All available information is provided to the user without guarantee of freedom from defects and without express or tacit assurances or guarantees with respect to quality, authenticity, infringement against intellectual property rights or suitability for a given purpose.

The fact that a user accesses the web pages does not make that user a client of LGT.

Expressions of opinion, assessments and forecasts on the web pages originate with their authors and from the point in time when they were drawn up, and do not necessarily reflect the views of LGT. They may be changed at any time without prior notice. LGT and its contractual partners have the right to withdraw or change information, data and documents as well as the products or services described here at any time and without prior notice. All information which is furnished with a date is published only for this date. There is no obligation or responsibility to update or correct such information.

4. LGT investment products are not authorized for public sale in all countries of the world.

The information published on the LGT website is intended not for specific persons, but generally for readers with an interest in LGT investment products. Those wishing to buy investment products should in every case pay close attention to the sales prospectus with integrated investment regulations and the annual/semi-annual reports before doing so. LGT's investment products are not approved for sale in all countries of the world. The LGT website is not intended for persons subject to a jurisdiction that prohibits the publication of or access to the LGT website due to their nationality or domicile or for any other reason. Persons subject to such restrictions may not access the LGT website.

"In particular, LGT investment products are not registered investment companies under the United States Investment Company Act of 1940 and these securities have not been registered under the United States Securities Act of 1933   (the "Act“) and are not offered, sold   or distributed in the United States or to U.S. persons (as defined in Regulation S under the Act).  Nothing contained herein shall constitute an offer or solicitation of an offer to invest in any such investment products in the United States or to U.S. persons."

The term "United States" in the context of this document refers to the United States of America, its individual states, territories and dominions as well as all regions under US jurisdiction.

Only collective investments approved and registered for public sale in the United Kingdom may be publicly offered and sold in the United Kingdom. LGT investment products are not registered in the United Kingdom. The informa-tion on LGT's Web pages is thus not intended for UK residents.

5. Risk information

A positive performance in the past is no guarantee of a positive performance in the future. The risk of falling prices, foreign currency losses and fluctuating returns due to exchange rates which are unfavorable for investors cannot be excluded. It is possible that investors will not get back the full amount they invested. Commissions and charges levied on the issuance and redemption of units are debited separately to each investor. They are therefore not taken into account in the performance shown here. 

Investors are specifically advised that certain investments are highly volatile. Such investments, such as derivatives, may be subject to significant price fluctuation, which may be equal to or greater than the amount of capital invested.

Certain specific investments may not be immediately realizable. It may therefore be difficult for investors to sell an investment, realize a profit, or obtain reliable information as to its value or the degree of risk to which the investment is exposed.

When buying or selling investments involving a contingent liability, not only may you lose the amount invested, but in certain circumstances you may also be required to pay an additional amount.

 

Data protection notice - © LGT – All rights reserved

Your Contact

LGT
Phone: +423 235 1122

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