How can I enter a new payment?

A new payment can be set up for the respective payment type by clicking on "Enter new payment."
If a payment has already been made to the relevant recipient in the past, you can search by name, IBAN and account number in the search field.
The most frequently used payments are shown in the list view. These can be selected for entering the payment

The following types of payments are available:

• QR-bill
• General payment (domestic and international payments, can be prioritized)
• Internal transfer (between two LGT accounts)
• QR invoice Scan & Pay
• Receipt reader

Select the desired type of payment in order to enter a new payment.

Entering a payment

1. Under "Debit account", select which account is to be debited for this payment.
Please note: For account transfers, you must select the desired portfolio, debit account and the account to be credited.

2. Fill out the following payment details:

• QR-bill: IBAN or QR-IBAN
• General payment:
  • IBAN or account number
  • BIC (SWIFT) or bank code, bank (information can be found using the search function)
  • Name/address of the beneficiary
• Account transfer: no information required

3. Select whether you wish to enter a single payment or a standing order.

4. Enter the following additional payment details:

• Currency/amount
• QR creditor reference (QR-bill with QR-IBAN only)
• ISO creditor reference (optional, QR-bill with IBAN only)
• Payment reason (optional): information entered in this field is transmitted to the final beneficiary (only for general payment).
• Booking text (optional): the booking text serves to identify the payment and is contained in the booking advice of the person making the payment.

5. Select whether you would like to receive an individual or collective payment advice, with or without details.

Further options when making a general payment:

5.2 Priority: Prioritize the execution of your payment by selecting “Urgent”. Your payment will be executed as quickly as possible. This may result in additional costs.

6. Select the date when the payment is to be executed using the calendar function.
Please noteIndividual and collective orders that are placed after 11 am (CET) are executed on the following working day.

For standing orders please note:For standing orders, define the following criteria:

• "First execution"
• "Periodicity", how often the order is to be executed
• "Applicability", duration of the order
• "Weekend/holidays", when the payment should be executed if the execution date falls on a holiday or weekend.

7. Click on "Submit" to go to the payment preview.

Verifying a payment

1. Verify the payment and then click on "Confirm".

Signing a transaction

Once this has been successfully verified, you will automatically be redirected to the next page in LGT SmartBanking. Your payment has been entered successfully.

For security reasons, LGT recommends that you sign each transaction. You can adjust this individually in the user settings.

A new payment can be set up for the respective payment type by clicking on "Enter new payment".
If a payment has already been made to the relevant recipient in the past, you can search by name, IBAN and account number in the search field.
The most frequently used payments are shown in the list view. These can be selected for entering the payment.
Please note that the push function must be activated in order to select "Scan & pay".

The following types of payments are available:

• QR-bill
• General payment (domestic and international payments, can be prioritized)
• Internal transfer (between two LGT accounts)
• QR invoice Scan & Pay

Select the desired type of payment in order to enter a new payment.

Entering a payment

1. Under "Debit account", select which account is to be debited for this payment.
Please note: For account transfers, you must select the desired portfolio, debit account and the account to be credited.

2. Fill out the following payment details:

• QR-bill: IBAN or QR-IBAN
• General payment:
  • IBAN or account number
  • BIC (SWIFT) or bank code, bank (information can be found using the search function)
  • Name/address of the beneficiary
• Account transfer: no information required

3. Select whether you wish to enter a single payment or a standing order.

4. Enter the following additional payment details:

• Currency/amount
• QR creditor reference (QR-bill with QR-IBAN only)
• ISO creditor reference (optional, QR-bill with IBAN only)
• Payment reason (optional): information entered in this field is transmitted to the final beneficiary (only for  general payment).
• Booking text (optional): the booking text serves to identify the payment and is contained in the booking advice of the person making the payment.

5. Select whether you would like to receive an individual or collective payment advice, with or without details.

Further options when making a general payment:

5.1 Fees: Decide how the resulting fees will be divided between the person making the payment and the beneficiary. ("Fee sharing (standard)" or "Fees paid by person making payment").

5.2 Priority: Prioritize the execution of your payment by selecting "Urgent". Your payment will be executed as quickly as possible. This may result in additional costs.

6. Select the date when the payment is to be executed using the calendar function.
 
Please note

Individual and collective orders that are placed after 11 am (CET) are executed on the following working day.

For standing orders please note:For standing orders, define the following criteria:

• "First execution"
• "Periodicity", how often the order is to be executed
• "Applicability", duration of the order
• "Weekend/holidays", when the payment should be executed if the execution date falls on a holiday or weekend.

7. Click on "Submit" to go to the payment preview.

Verifying a payment

1. 8. Verify the payment and then click on "Confirm".

Transaktion signieren

Once this has been successfully verified, you will automatically be redirected to the next page in LGT SmartBanking. Your payment has been entered successfully.

For security reasons, LGT recommends that you sign each transaction. You can adjust this individually in the user settings.