Terms and conditions of use

Last revised November 4, 2022

Anyone viewing information on Web pages published by the LGT Bank (Switzerland) Ltd. (hereinafter "LGT") implicitly agrees to the terms and conditions set out below. Any special agreements concerning individual LGT products and services apply in addition to these terms and conditions or, if there is a conflict, take precedence over them.

1. Access

None of the information on these Web pages is intended for persons or companies from countries in which viewing such information entails any form of registration requirement on LGT's part. Furthermore, persons subject to a jurisdiction that prohibits viewing information on these LGT Web pages are not permitted to view said information.

2. No offer or recommendation

None of the information on these Web pages in any way constitutes an offer or a solicitation of an offer to buy or sell products or services. It is intended solely for information purposes and for use by the recipient. Accordingly, no orders for financial transactions are submitted via the message window or e-mail will be accepted. Furthermore, none of the information on these Web pages constitutes a recommendation to buy or sell investment products or to enter into transactions of any kind. If you contact us via via the message window or e-mail, we take this as allowance an authorization to contact you in this matter.

Some publications may be advertising material (pursuant to Art. 68 of the Federal Act on Financial Services, Financial Services Act of 15 June 2018) for financial services or for financial instruments. For any financial instruments mentioned, we will be happy to provide you with additional documents at any time and free of charge, such as a key information document pursuant to Art. 58 et seq. of the Financial Services Act, a prospectus pursuant to Art. 35 et seq. of the Financial Services Act or an equivalent foreign product information sheet, e.g. a basic information sheet pursuant to Regulation EU 1286/2014 for packaged investment products for retail investors and insurance investment products (PRIIPS KID).

3. No advice

The information and opinions published on these websites are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making. Please consult a specialized expert before making any decision to take concrete action.

4. No guarantee that information is up to date, correct or complete

The contents of the LGT Web pages may be amended at any time and without prior notice. The market and investment reports on these Web pages are produced by LGT staff based on information from sources deemed to be reliable. However, LGT offers no guarantee with regard to the content of these reports, which must not be regarded as complete descriptions or summaries of the securities, markets or trends mentioned therein. LGT constantly reviews and updates the information on its Web pages. Despite its best efforts, this information may nevertheless be out of date or based on incorrect data provided by third parties. LGT therefore accepts no liability (including vis-à-vis third parties) for the information provided being up to date, accurate, correct and complete. In particular LGT is not obliged to remove information from its websites that is no longer current or to explicitly identify such information. It is not permitted to retransmit the contents of the websites and pass them on in full or in extract form.

The fact that a user accesses the websites does not make him a client of LGT.

5. LGT investment products are not licensed for public distribution in all countries of the world

The information contained on the LGT Web pages is not aimed at specific persons; it is intended as general information for readers interested in LGT investment products. Investment products should in any case only be acquired after a detailed study of the current sales prospectuses including the investment regulations and the annual or semi-annual reports. LGT investment products are not licensed for distribution in all countries of the world. The LGT Web pages are not intended for persons who are subject to a jurisdiction that prohibits the publication of or access to LGT Web pages (due to the nationality of the person concerned, his domicile or for other reasons). Persons affected by such restrictions are not permitted to access the LGT Web pages.
In particular LGT investment products have not been registered in accordance with investment companies under the United States Investment Company Act of 1940 (current version) and these securities have not been registered under the United States Securities Act of 1933 (the “Act”). LGT investment products are not offered, sold or delivered in the USA or to US persons (according to the definition in Regulation S of the Act). Nothing herein constitutes an offer or solicitation of an offer to invest in such products in the USA or to US citizens.
Within the meaning of this document the term “USA” includes the United States of America, all its constituent states, territories and possessions as well as all areas under its jurisdiction.
In the United Kingdom only collective investments that are licensed or registered for public distribution in the country may be offered and distributed publicly. LGT investment products are not registered in the United Kingdom. The information on the LGT Web pages is therefore not aimed at British investors (UK residents).

6. Market and stock exchange data

The prices given are indicative and are provided by our Information Service Providers for information purposes only. They are not intended as an offer, solicitation of an offer, or recommendation to buy or sell any investment or other specific product. The information is subject to different delays depending on the stock exchange, but will be delayed by at least 15 minutes. These prices are therefore not binding and do not take, in particular, any additional costs into account.

We cannot provide any assurance or guarantee as to the information being correct, complete and up to date and do not accept any liability for direct or indirect and consequential loss or damage. Investors should be aware that the value of investments can fall as well as rise. Positive performance in the past is therefore no reliable indicator of positive performance in the future.

7. Linked Web pages

Users must be aware that LGT has no control whatsoever over third-party Web pages linked to or from LGT Web pages and therefore accepts no liability for the content of such Web pages being correct, complete and legally valid or for the products and services offered on such Web pages. LGT's express, written permission must always be sought before including a link to an LGT Web page on a third-party Web page.

8. Changes and additions

LGT reserves the right to make changes and additions to the information provided at any time without prior notice.

9. Local legal restrictions

The LGT websites are not intended for persons subject to a jurisdiction that prohibits the publication of or access to the LGT websites due to their nationality or domicile or for any other reason. Persons subject to such restrictions may not access the LGT websites. Services and products comprised on this websites may be subject to local legal restriction in the transboundary exchange of services. In this regard it might be restricted to LGT to offer all ser-vices and products in all countries.

10. Copyright

The content and structure of these Web pages are protected by copyright. Individual pages and/or sections of the LGT websites may be stored or printed out, provided neither the copyright information nor any legally protected trademarks are removed. Anyone saving software or other data provided on the LGT websites or reproducing it in any other way implicitly agrees to the conditions of use. All intellectual property rights remain with LGT. The LGT websites may be reproduced in full or in part, in particular its text and images, forwarded electronically or by any other means, altered, linked to or otherwise used for public or commercial purposes only with LGT's prior approval.

11. Exclusion of liability

LGT expressly accepts no liability for losses or damages of any kind arising from using or accessing the LGT websites or links to third-party websites or from viewing information on its Web pages. Furthermore, LGT accepts no liability for any unauthorized manipulation of users' IT systems. LGT expressly draws users' attention to the risk of vi-ruses and the threat of hacker attacks. Using the latest browser version and antivirus software is thus strongly recommended. E-mails from unknown senders should not be opened.

12. Data protection and data transfer security

LGT expressly draws users' attention to the fact that data are transferred via public networks such as the Internet or e-mail services, which can be accessed by anyone. LGT cannot guarantee the confidentiality of messages or documents sent via such public networks. Anyone sending personal information (such as senders' and recipients' names and addresses) via a public network should be aware that third parties may be able to view, store and use it without their permission. Third parties may thus be able to deduce existing or prospective accounts and business relationships. Even if the sender and recipient are in the same country, data transferred between them often pass through other countries, including countries that do not offer the same level of data protection as the country in question, without being subject to any controls.
Data may be lost or intercepted by unauthorized third parties during the transfer process. LGT accepts no liability for the security of data transferred via the Internet or for direct or indirect data loss. For data protection and security reasons, users are advised to contact LGT via other means of communication.

13. Risks

Positive past performance is not a guarantee of positive performance in the future. The risk of price and foreign currency losses and of fluctuations in return as a result of unfavorable exchange rate movements cannot be ruled out. There is a possibility that investors will not recover the full amount they initially invested. The commission and costs levied when units are issued or redeemed are charged to the investor on an individual basis and are therefore not taken into account in the performance illustrated.
We must explicitly point out that certain investments are subject to a high level of volatility. These types of investments, for instance derivatives, can be exposed to significant price fluctuations, the extent of which corresponds to or even exceeds the amount invested.
Certain special investments may not be directly marketable. It can therefore be difficult for investors to sell such investments, take the profit on them or receive reliable information on their value or risk exposure.
When buying or selling investments entailing a contingent liability you may not only lose the amount you invested, but also be required to pay an additional amount.
Furthermore, prospective investors should inform themselves of the potential tax implications of purchasing, owning and selling investment products in their place of domicile and, if necessary, seek advice locally.

14. Severability clause

The invalidity, illegality or ineffectiveness of one or more provisions of these terms and conditions of use does not affect the binding nature of the terms and conditions as a whole.

15. Applicable law and place of jurisdiction

The user’s access to and use of the LGT Web pages and this legal information are governed by Swiss law. Basel shall be the exclusive place of jurisdiction.


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